Insurance

Loan Protection Insurance is the insurance cover the Credit Union provides on the lives of its borrowing members.

If a member who is eligible for insurance cover and has signed the Credit Agreement dies with a loan outstanding, the loan balance is paid in full by the insurer.

You will be informed at the time of the loan application if your loan exceeds the amount covered by the credit unions policy. Under the basic policy death cover ceases on the members 70th birthday. The credit union covers the option of extending this age limit to the members 80th birthday by affecting cover under the Over 70 Rider. Terms and Conditions apply.

Life Savings Insurance is the life insurance cover the Credit Union provides for its eligible members as an additional incentive for them to save regularly. The amount of insurance benefit to which a member is entitled is in proportion to the mount of savings the member has, and depends on the members age at date of lodgement.

Subject to a maximum benefit set by the Credit Union, every €1 you save before the age of 55 provides €1 of insurance. Once you are over the age of 55 each €1 you save with your credit union provides the following benefit:

• €1 saved between ages 55-59 provides €0.75 insurance
• €1 saved between ages 60-64 provides €0.50 insurance
• €1 saved between ages 65-69 provides €0.25 insurance

No insurance is payable on amounts saved after your 70th Birthday.

Once earned, your insurance remains in force as long as you leave your savings in your credit union. Withdrawals may affect the amount payable.

A member is eligible for the insurance cover carried by the credit union if when they begin saving they are:

• Under the age of 70
• Actively at work, or if not working, in good health

What are the benefits?

Depending on your age and how much you have saved with your credit union over the years, Life Savings insurance could provide your dependants with up to €1,000 on you death.

Home Insurance with Thomastown Credit Union is underwritten by Cornmarket Group Financial Services Limited.

How do I get a home insurance quote?

Call into Thomastown Credit Union Limited or phone Cornmarket directly on 1800 200 200

This is a referral service offered by Thomastown Credit Union Limited. TCU is regulated by the Central Bank of Ireland.

Cornmarket Group Financial Services Ltd. is regulated by the Central Bank of Ireland.

The Credit Union gets a referral fee for insurance policies that members take out. In the interest of members financial wellbeing, TCU will get you the best available quote available from the named insurers we deal with. We do recommend that you research other options with other insurance companies.

Travel Insurance is a comprehensive worldwide travel insurance scheme for members, available on an individual, couple or family basis. It offers a broad range of cover at a competitive price and is available on a single or multi-trip basis. This scheme is underwritten by Cornmarket Groip Financial Services Limited.

Apart from offering great value, other advantages of our travel insurance include:

• Reduced rates are available for families.
• Children under two are insured free of charge.
• Adults can be insured up to the age 75.

How do I get a travel insurance quote?

Call into Thomastown Credit Union Limited, or call Cornmarket on 1800 200 200.

Cornmarket Group Financial Services Ltd. is regulated by the Central Bank of Ireland.

This is a referral service offered by Thomastown Credit Union Limited. TCU  is regulated by the Central Bank of Ireland.

Our Car Insurance is a very comprehensive insurance package specially designed for credit union members and is underwritten by Cornmarket Group Financial Services Ltd.

• Car insurance from €273
• 12 months cover for the price of 11
• Instant online quotes
• Comp. and TPF&T Cover
• NCD of up to 55%
• 24 Hour Claims Service
• Members get a discount on Axa policies by quoting TCU.

How do I get a car insurance quote?

Call into Thomastown Credit Union Limited, or call Cornmarket on 1800 200 200.

Cornmarket Group Financial Services Ltd. is regulated by the Central Bank of Ireland.

This is a referral service offered by Thomastown Credit Union Limited. TCU  is regulated by the Central Bank of Ireland.

The Credit Union gets a referral fee for insurance policies that members take out. In the interest of members financial wellbeing, TCU will get you the best available quote available from the named insurers we deal with. We do recommend that you research other options with other insurance companies.