Opening An Account?

Joining the Credit Union is the best decision you could take for your money.

To become a member you will need to fill in the necessary Membership Application Form, which you can download by clicking on one of the links below, and bring it with you to credit union office along with following documents:

Adult

• Current Photo ID i.e. Passport or Driving Licence or ML 10 Form
• Utility Bill or Bank Statement Dated within three months of application
• Proof of PPS Number

Child

• Birth Certificate 
• Proof of PPS Number
• Utility Bill dated within three months of application (from parent or guardian)

Our Credit Union lets people in the community come together to save and borrow money at low rates, and is operated on a not-for-profit basis, with the surplus returned to members.

To avoid delays in opening new accounts we would ask that all of the above items be brought in at the time of application. Under the Criminal Justice Act we cannot open an account without all of the above.

All members are encouraged to complete a Nomination Of Beneficiary Form. Click here to find out more.

Benefits of Membership

Membership has many benefits...

Death Benefit Insurance
All members who join before their 70th are eligible for Death Benefit Insurance. This is an extra insurance benefit which is provided at no extra cost to the member.

Flexible & Convenient Loans
Members can take out flexible loans, and repay at tailor-made schedules. All our loans are fully insured (at no extra cost to you).

Attractive Dividend on Savings
Every year we pay an attractive dividend on members savings, which are also placed in our Life Insurance scheme, offering a free insurance system on your savings.

Quality Service, No Fees
You can be assured of a professional service from Credit Union at all times. And you do not pay a transaction fee for saving with us, or borrowing money.

Pay by Standing Order
Arrange a Standing Order payment from your bank and be sure of regular payments to your Credit Union account. We will send you a statement showing all transactions.

Member Services
Take advantage of a host of additional member services available. We have arranged special house and motor insurance discounts for our members. See our Available Services page for more details. Ask any staff member for more details about joining the Credit Union, or for further information see the different sections of this web site.

Security of Savings

• The Government Deposit Guarantee Scheme covers each individual member's savings up to the value of €100,000.
  
• Credit union members can rest easy in the assurance that their savings are safe. Credit Unions in Ireland, which are affiliated to the Irish League of Credit Unions, are secured in several ways:
  
  • All officials of this credit union, whether volunteers or staff, are fidelity bonded.
  • Members savings within certain limits are insured through Life Savings Insurance.
  • All monies received in the credit union are properly recorded and lodged regularly.
  • Full financial statements are prepared and can be examined by members.
  • Annual independently audited returns are lodged with the relevant authority, The Central Bank of Ireland.
  • In addition to this, the Savings Protection Scheme (SPS) owned and operated by the Irish League of Credit Unions is also available to pro-actively intervene to protect members' savings by making available financial assistance to help any credit union which may experience difficulties.